Our Philosophy QOLity Financial is a financial consulting and investment services firm headquartered in Utica, Michigan. The firm works with clients throughout Michigan, as well as 13 other states throughout the country.QOLity works to help clients manage investment needs and manage tax burden through proactive retirement planning and portfolio diversification. Clients will meet with their advisor on a periodic basis throughout the year based on the service level that they desire.Our clients receive expertise to help them understand present investment decisions and future tax implications.All investing involves risk including loss of principle. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. We suggest that you discuss your specific tax issues with a qualified tax advisor.