Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content 3 Ways to Save Without Tax Deferral Tax deferral versus tax-efficient vehicles like Roth 4019k)s, Roth IRAs and Life Insurance. The Big Picture– Cracking Open a Six Pack Knowing your risks is essential when making investment decisions and exit decisions. Once Upon a Goal Do you know how to set up your financial goals for success? This knight does.