Our Team

Kurt Schuster guides clients throughout the country on financial issues including retirement planning, portfolio management and tax planning. He has worked within the finance industry for more than 25 years.

Kurt graduated from Northwood University with a dual degree in Finance and Accounting before obtaining his CHFC (Chartered Financial Consultant) and CFP® (CERTIFIED FINANCIAL PLANNER™) designations. To enhance his tax planning specialty, Kurt earned his EA (Enrolled Agent with the IRS).

Kurt specializes in helping individuals outline the steps needed to reach their retirement goal with a focus on identifying tax saving strategies. He has extensive experience working with clients with complicated financial situations, including wealth transfer, small business owners, and dual income households.

Todd Schuster advises clients on financial issues including retirement distribution planning, and risk management through portfolio diversification and preservation planning.

After spending several years in the corporate finance area – specifically the acquiring end of business credit card services - Todd followed his desire to help individuals pursue their financial goals and has since accumulated nearly 9 years’ experience in the Financial Services industry. He is a registered LPL representative and holds his Property & Casualty, and Life, Accident & Health insurance licenses.

Todd specializes in helping individuals transition from the accumulation phase of retirement planning to the distribution phase with a focus on securing income and preserving assets throughout retirement. He has extensive experience assessing extended care needs as well as developing wealth transfer strategies.

Rob Hein found a passion for financial planning after interning at the firm during his final two years at Northwood University. After graduating with a degree in Finance, Rob joined QOLity Financial in June 2016.

Rob earned his CFP® (CERTIFIED FINANCIAL PLANNER™) and EA (Enrolled Agent with the IRS) designations to help lead clients to their retirement goal with a focus on tax implications of investment decisions. He advises clients throughout the country, concentrating on comprehensive retirement planning, portfolio management and tax planning.

QOLity Financial gained a valuable asset in October 2012 when Mary Rilley joined the team. Mary provides administrative support to all members of QOLity Financial, helping to ensure that all necessary paperwork is completed and acting as a liaison with LPL Financial and product companies.

Mary is holds the series 7 and 63 registrations  with LPL Financial and holds her Life, Health and Variable Contracts insurance licenses.

Concentrating on business operations, Angie collaborates with all staff to ensure that day-to-day operations run smoothly. She acts as QOLity Financial's liaison between vendors, suppliers and LPL Financial on matters outside of financial planning; so our professionals can concentrate their full attention on what matters most, the client.

LPL Financial Advisor